According to a report by CoreLogic, short sales are becoming increasingly common for financially troubled homeowners and the company has predicted that the number of short sales will increase to 400,000 by the end of 2010.

When jobs are scarce and more than 25% of homeowners are underwater with their mortgage, lenders and investors are willing to make deals to avoid adding more homes to their foreclosure inventory.

Why Are More People Choosing Short Sales?

As the mortgage industry attempts to stabilize, short sales will most likely be the foreclosure alternative of choice for lenders and homeowners.

Through short sales, lenders and struggling homeowners negotiate the sale of the property at a loss, allowing the home seller to avoid an inflated debt and the harrowing foreclosure process. It’s not all good news though. In some situations homeowners credit scores take a hit, and they lose the money they invested in a down payment and home upgrades.

Are Lenders Reluctant to Approve Short Sales?

In a fluctuating housing market, lenders worry that they will lose more than they gain through California short sales. Some transactions are a hassle to execute, especially if the property owner holds multiple loans or an aggressive buyer is included in negotiations.

If lenders have been burned previous short sales, they are more cautious with home buyers are in it for more than just a bargain price. Once lenders agree to a below-market price to help the homeowner avoid debt, the new owners are free to resell the property at a much higher price to turn a profit.

How Many Short Sales Occurred in California?

Across the nation, the number of transactions has exploded to more than 160,000 in 2009 from roughly 96,000 the year before. And more than 25% of the short sales transactions occur in California. By the end of 2010, we’ll be over the 160,000 mark thanks to HAFA.

Just two years ago, lenders and banks made it impossible for homeowners to short sale their homes. Submitting a deed-in-lieu, declaring bankruptcy or waiting for foreclosure were your only options.

Now, California homeowners have the option of selling their home and rebuilding their credit more quickly and applying for a home loan earlier than they would if they just walked away.

If you have more questions, feel free to contact me at (714) 500-3302 or email me at gantryw@teamgantry.com

Sincerely,

Gantry Wilson
Broker
Star Real Estate
19440 Goldenwest
Huntington Beach, CA 92648
714-500-3302 Office
714-264-4626 Cell
714-908-8294 Fax

#1 Star Agent for 2009, 2008 & 2007
Top 1% of ALL Orange County Realtors for 2009
Top 1% of ALL US Realtors for 2009

SEARCH OVER 25,000 LISTINGS on my website at:www.GantryWilson.com

Over the last couple of years, the number of Short Sale requests has increased dramatically. With a Short Sale, you list your home for less than you owe on the mortgage, and because you pay back a portion of your mortgage instead of totally defaulting or walking away, many lenders prefer this process instead of foreclosing on your property.

Your lender is more likely to approve your Short Sale once you have received a formal offer on your home.

If you have a buyer, you will need to submit documents indicating their intention to purchase the home. After reviewing everything, the lender will either accept or deny the Short Sale. Although the short sale process may seem quite long and frustrating, the chance to avoid foreclosure, and the emotional and financial strain that accompany the process, is worth pursuing.

Following is a best-case scenario timeline for a successful short sale in Huntington Beach:

Huntington Beach Short Sale Timeline

Day 1
Your Short Sale offer is accepted (negotiations between you and your buyer are completed before acceptance),
Your HUD closing statement is ordered for your Short Sale file

Day 3
HUD closing statement received
Offer and HUD statement added to your Short Sale file
Your Short Sale file forwarded to your lender

Day 10
Your Short Sale file is received by your lender and processed into their computer system
An appraisal/BPO is ordered at this point

Day 21
Your Short Sale processor is assigned to review file for completeness
An appraisal/BPO is completed and forwarded to your lender

Day 35
Your Short Sale processor has completed a review of your file and if complete it is assigned to a negotiator

Day 45
The assigned Negotiator reviews your file and will either accept the offer, counter the offer or reject the offer. Once there is an agreement, the negotiator will forward the offer for final approval.

Day 55
The investor receives your file for review and final approval

Day 65
Your Short Sale approval escrow can now officially be opened

This is just a sample of the projected Huntington Beach Short Sale time line. Some Short Sales are approved more quickly. It all depends on whether you have a Short Sale Specialist and on the efficiency of your lender.

Most lenders are required to respond to offers within 2 – 10 days. If there are multiple offers, a bank will typically reply to buyers who have submitted the best offer. At this point, you can choose to stay with your original offer or change some of the offer terms to make your offer more desirable. If the lender selects your offer, they will then send out their addendum package. Once all parties sign the addendum package you have an approved contract to sell your home.

Without help, the process can be long and confusing.

If you have questions about your Huntington Beach Short Sale, or need some information about how to start the process, contact me at (714) 500-3302 or email me at gantryw@teamgantry.com

Sincerely,

Gantry Wilson

Gantry Wilson
Broker
Star Real Estate
19440 Goldenwest
Huntington Beach, CA 92648
714-500-3302 Office
714-264-4626 Cell
714-908-8294 Fax

#1 Star Agent for 2009, 2008 & 20

Successfully completing a Short Sale is about understanding the Short Sale process.

The following topics come up repeatedly in Huntington Beach Short Sale transactions, and you should be aware of the answers if you are planning to sell a distressed property.

1. What Are the Acceptable Hardship Circumstances for a Short Sale Request?

When considering a Short Sale, acceptable financial hardships could include Unemployment, Divorce, Medical emergency / sudden illness, Bankruptcy and Death. To prove any of these circumstances, the lender will probably want to see a copy of your tax returns and / or a financial statement. Short Sale hardships have become less rigid recently and some lenders are becoming more concerned with whether the Short Sale would benefit them more than a foreclosure sale.

2. What Should I Ask my Short Sale Real Estate Agent Before Signing a Listing Agreement?

If you have made the decision to begin your Short Sale, you need to work with an agent that has experience successfully closing Short Sales in your area. Remember, if you choose the wrong agent, you could be facing a foreclosure. To determine if your real estate agent has the experience you need, ask specific questions to determine if they have the potential to close your Short Sale, such as:

1.    Do you specialize in Short Sales?

2.    How many Short Sale clients do you have right now?

3.    Have you successfully closed Short Sale deals?

4.    Could I speak with one of your recent Short Sale clients?

5.    Do you charge any fees up front?

3. Should I Stop Making Mortgage Payments While I Wait for a Short Sale?

If you can afford to make your mortgage payments before and after you begin the Short Sale procedure, you should for the following reasons:

You more than likely will be able to get an FHA loan if you were not late on any of your mortgage payments. According to Fannie Mae guidelines issued in August of 2008, you should be able to get a conventional loan if you do not have to pay the “short fall” to your lender and did not become delinquent during the Short Sale.

Also, making your payments does help protect your credit to some extent although the lender can still report your Short Sale, which will affect your FICO score.

4. What are the Tax Consequences of a Short Sale?

It’s very important for you to understand the tax consequences of a Short Sale in Huntington Beach, CA. Whether the Short Sale home was a primary residence or an investment property can have different tax implications and your best plan of action should be to contact an Accountant who specializes in real estate transactions. Your circumstances could be very different from your friend or neighbours and you want to be sure you understand all of the implications.

5. Should I Strategically Default or Attempt a Short Sale?

If your home has dropped substantially below the amount you owe on your mortgage, you might be considering a strategic default. When you feel that it will take years to recoup the equity of your home and your mortgage is becoming too hard to manage, walking away from your mortgage can seem like the best alternative.

However, Fannie Mae has announced that they are increasing penalties for buyers who just walk away from their underwater mortgages.  Walking away from a mortgage is bad for the housing industry as a whole, and Fannie’s goal is to deter this behavior by locking you out of a new home loan for 7 years.

In the end, picking an experience Huntington Beach Short Sale Real Estate Agent is critical to your success.

If you have questions about Short Sales in Huntington Beach, contact me at (714) 500-3302 or email me atgantryw@teamgantry.com

Sincerely,

Gantry Wilson
Broker
Star Real Estate
19440 Goldenwest
Huntington Beach, CA 92648
714-500-3302 Office
714-264-4626 Cell
714-908-8294 Fax

#1 Star Agent for 2009, 2008 & 2007
Top 1% of ALL Orange County Realtors for 2009
Top 1% of ALL US Realtors for 2009

SEARCH OVER 25,000 LISTINGS on my website at:www.GantryWilson.com

Why Were these Foreclosures Canceled?

Foreclosure sales are canceled because of successful loan modifications, short sales, a legal requirement, or even a filing error.

Foreclosureradar.com also reported that a number of the cancelations were attributed to pending loan modifications and short sales. The Home Affordable Foreclosure Alternatives (HAFA) program had the most to do with the cancelations.

In April 2010, the Treasury Department launched HAFA to assist homeowners in conducting short sales and deeds-in-lieu of foreclosure in the event that they don’t qualify for the Home Affordable Modification Program (HAMP).

Why is HAFA Changing the Real Estate Market?

HAFA gives servicers a chance to remove delinquent loans from their foreclosure inventory, giving homeowners a reasonable period to attempt to short sale their properties.

In June, mortgage lenders reported 23% fewer properties in Bank-Owned (REO) status and the amount of properties that have received a notice of default, but are not yet scheduled for sale, increased almost 9%.

Is the California Real Estate Market Improving?

In California, more than 340,000 properties received a filing in the first half of 2010; the state holds the highest foreclosure volume across the nation.

Nationwide, more than 1.6m homes received at least one filing, including default notices, auction sale notices and bank repossessions over the last six months, which translates to one in 78 homes.

Whereas, we discussed earlier that only one out of every 441 homes were in foreclosure in Huntington Beach, CA.

The fluctuating pattern of foreclosure activity over the past year demonstrates that while the foreclosure problem seems under control on the surface, partly due to the introduction of HAFA, a massive number of distressed properties and underwater loans threaten any ground we recover in the housing market.

The best way to avoid foreclosure is to contact a Short Sale Real Estate Agent.

If you are interested in purchasing a home in Huntington Beach or have questions about these housing market changes, contact me at (714) 500-3302 or email me at gantryw@teamgantry.com

Sincerely,

Gantry Wilson
Broker
Star Real Estate
19440 Goldenwest
Huntington Beach, CA 92648
714-500-3302 Office
714-264-4626 Cell
714-908-8294 Fax

#1 Star Agent for 2009, 2008 & 2007
Top 1% of ALL Orange County Realtors for 2009
Top 1% of ALL US Realtors for 2009

SEARCH OVER 25,000 LISTINGS on my website at:www.GantryWilson.com

It may be time for you to consider selling your home by Short Sale.

You’ve read the Short Sale stats and you might think that it’s not worth contacting a Short Sale Broker in Huntington Beach, but don’t be discouraged by the numbers.

There are far worse consequences if you can’t afford your mortgage and the bank is forced to foreclose on your home. A foreclosure not only affects your credit, but also has far reaching affects on your possibility to buy another home or even secure employment.

If you want to know just how a foreclosure in California affects your life, just take a look at the table below:

The only way to know if a Short Sale is right for your situation is by contacting a Huntington Beach Short Sale Agent.

If you have any questions about the table above or how to start the Short Sale process, feel free to call me at (714) 500-3302 or email me at gantryw@teamgantry.com

Sincerely,

Gantry Wilson

Gantry Wilson
Broker
Star Real Estate
19440 Goldenwest
Huntington Beach, CA 92648
714-500-3302 Office
714-264-4626 Cell
714-908-8294 Fax

#1 Star Agent for 2009, 2008 & 2007
Top 1% of ALL Orange County Realtors for 2009
Top 1% of ALL US Realtors for 2009

SEARCH OVER 25,000 LISTINGS on my website at: www.GantryWilson.com

With a little hard work, foreclosure houses have the potential to be the perfect home for families looking to relocate to the Huntington Beach area. However, before buying a distressed property, you should do some research on the process of buying homes through foreclosure auctions or directly from mortgage lenders.

How Do You Buy a Bank-Owned Home in Huntington Beach?

Most Huntington Beach foreclosures are sold through public auctions. In most cases, homebuyers must pre-register for the event after obtaining prequalified financing. After prequalifying, you submit a bid on your chosen property at the house auction. If your bid is accepted, you are required provide a certified check in the full amount within 24 hours.

As a homebuyer, you are allowed to view foreclosure real estate prior to the auction date. And it’s a good idea to hire a third party to inspect and appraise the property in order to obtain the current market value. If the home requires significant repair, you can try to negotiate the purchase price with the lender, but chances are you will need to budget for the repairs yourself.

Do You Need to Pay for Home Renovations and Repairs?

In Huntington Beach, it is not uncommon for houses to require some level of restoration. Unfortunately, some evicted homeowners do cause property damage due to frustration and despair at leaving their home. It is important to obtain a repair estimate prior to placing a bid on foreclosure properties.

It is a good idea to work with a Real Estate Foreclosure specialist, to help you understand the pros and cons of investing in distressed properties. We can offer advice; quickly locate foreclosure homes for sale; and provide comparable sales reports on other homes in the area to determine an appropriate bid offer.

A Real Estate Foreclosure specialist can help you research and review Huntington Beach listings and save you time locating foreclosure homes for sale.

What Are Your Options as a Huntington Beach Homebuyer?

As a homebuyer, you have some options when it comes to buying a foreclosed property.  The first involves buying houses through public foreclosure auctions. The second involves hiring a real estate foreclosure agent to submit bids on your behalf and ensure you are getting the most for your home buying dollars. The third involves purchasing pre-foreclosure homes directly from homeowners through a short sale agreement.

Foreclosure houses and bank owned real estate can provide substantial savings as long as you take time to research and find the right property for you and your family. There are an abundance of foreclosed and REO properties in the Huntington Beach market.

By taking time to contact a Huntington Beach Foreclosure specialist and investigate the bank-owned property process, you can save thousands of dollars and locate a great place, like Huntington Beach or Orange County, CA.

If you have more questions about foreclosures or bank-owned properties, feel free to contact me at (714) 500-3302 or email me at gantryw@teamgantry.com

Sincerely,

Gantry Wilson
Broker
Star Real Estate
19440 Goldenwest
Huntington Beach, CA 92648
714-500-3302 Office
714-264-4626 Cell
714-908-8294 Fax

#1 Star Agent for 2009, 2008 & 2007
Top 1% of ALL Orange County Realtors for 2009
Top 1% of ALL US Realtors for 2009

SEARCH OVER 25,000 LISTINGS on my website at:www.GantryWilson.com

The answer to this question can vary from buyer to buyer, but often your best decision is to buy a property before it goes to auction. It’s even better to buy it before it goes into the first stages of foreclosure.

For now, let’s just focus on the reasons you should buy a home from lender’s bank-owned inventory before it comes up for auction. If possible.

Offering to Purchase a Home Before the Auction Date Gives You More Negotiation Options

When you make an offer before the foreclosed house hits auction, you have the chance to ask the bank to consider negotiations for minor repairs or renovations.  If you wait to purchase the home by auction, the bank may have placed conditions such as premiums in addition to the bid price, increasing the price you end up paying.

Also, price reserves may prevent you from getting the house you want. When you bid on a property, you won’t know the lender’s reserve price so if you’re unwilling to continue bidding higher, chances are your bid might not be accepted. Even if you’re lucky and your bid gets labelled, “Sold, pending approval,” the bank still has the right to reject your bid.

A Huntington Beach Home Buyer Must Produce a Large Deposit to Purchase at Auction

To win a property at auction, you must have financing together and in place before you bid. An auction will often require a $5,000 or 5% deposit put down on the home at the time of the bid. If you end up not qualifying for property financing, you may lose your required deposit and walk away empty handed.

Auctions Encourage Bidding Wars that Might Surpass Your Home Buying Budget

Before you go to the auction, set a budget. Know what you are willing to pay for the property and do what you can to stay under that amount. In the excitement of bidding, it is very tempting to go higher than you are willing to secure the property.  Don’t make this mistake. Just remember, your budget must include the buyer premium, generally set at 5% of the value, and any other costs that are included in the purchase of a property.

Should You Avoid Huntington Beach Property Auctions When Searching for a Home?

Definitely not. Huntington Beach homebuyers can find many great deals on auctioned homes. If you are considering buying a home at auction, make sure you do your homework before you set up financing.

Make sure you attend any open houses – which is held 1-3 weeks before the auction date – get to know the neighborhood, list repairs that will be needed, understand the value of the home and familiarize yourself with fair market values.

If you have more questions, feel free to contact me at (714) 500-3302 or email me at gantryw@teamgantry.com

Sincerely,

Gantry Wilson
Broker
Star Real Estate
19440 Goldenwest
Huntington Beach, CA 92648
714-500-3302 Office
714-264-4626 Cell
714-908-8294 Fax

#1 Star Agent for 2009, 2008 & 2007
Top 1% of ALL Orange County Realtors for 2009
Top 1% of ALL US Realtors for 2009

SEARCH OVER 25,000 LISTINGS on my website at:www.GantryWilson.com

As banks price REO foreclosures under market values and Short Sale homes are becoming increasingly easy to purchase, multiple offers are often the response in both scenarios. This means, no matter which option you choose, you could be up against stiff competition.

Before the new lender regulations were put in place, waiting for an answer on a Short Sale was frustrating for homebuyers. Short Sale buyers often had to wait months or more for a response. If you were in the market for a home and you wanted to buy quickly, REOs were your only solution.

Even now, it’s not unusual for some REO foreclosures in Huntington Beach to receive several competitive offers.

So how do you determine which option easiest and most economical for your family?

Following are a few scenarios to help you decide.

Check Your Short Sale against Market Values & Other Listings in the Huntington Beach Area

As a motivated buyer, you’re probably most likely to opt for a Short Sale, as the homes are generally still occupied and maintenance has been kept up over time. If choosing this option, be sure to do some research on pre foreclosures/Short Sales in your area to compare prices. You may have a little room for negotiation.

But because some Short Sale homes are not yet in foreclosure, not every seller is desperate and sales prices may be set higher to recoup more funds to pay off the loan. Hire a Short Sale Specialist to handle your purchase and be sure that you’re getting the best possible deal.

Seek Out Pre-approved Huntington Beach Short Sales

With a preapproved Short Sale, your wait may be significantly shorter. If the seller’s documents have already been submitted to the lender when the first buyer walks away, the second buyer has a better opportunity to purchase the home. Your Short Sale Specialist can contact the lender and replace the previous offer with your offer and loan qualifications.

Keep in mind, your true negotiation does not lie with the seller; it lies with the lender’s negotiator.

If the Home Goes to Auction, Will You Be Guaranteed a Lower Purchase Price?

Not necessarily. Though lenders typically prefer alternatives to foreclosing on a home, they are still interested in recovering the amount of the loan. If more than one buyer has submitted an offer, the highest and most qualified offer will most likely win, but there no guarantee that a bank all of the offers if they are too low.

If you are the only one interested in a Short Sale and the bank will not approve your sale, it might be in your best interest to wait for foreclosure.

Once the Short Sale home goes to auction, the auction price could be much higher your original offer. Auctioned homes are priced to sell, and also to recover the original homeowner’s debt.

With a foreclosure, you might have a good chance of scooping up a bargain, but you might not be the only person waiting for the auction. Waiting might mean you still miss out on the home you want.

If you buy a bank-owned home (REO) you can be sure your transactions will close within 30 days or so, and most likely at a much lower price, but your pick of premium homes might be limited.

Honestly, deciding to buy a Short Sales vs. Bank Owned Homes really depends on your situation.

If you have doubts, or questions about buying Short Sales or Bank-Owned (REO) Homes in Huntington Beach, contact me at (714) 500-3302 or email me at gantryw@teamgantry.com

Sincerely,

Gantry Wilson
Broker
Star Real Estate
19440 Goldenwest
Huntington Beach, CA 92648
714-500-3302 Office
714-264-4626 Cell
714-908-8294 Fax

#1 Star Agent for 2009, 2008 & 2007
Top 1% of ALL Orange County Realtors for 2009
Top 1% of ALL US Realtors for 2009

SEARCH OVER 25,000 LISTINGS on my website at:www.GantryWilson.com

How Do You Prevent This From Happening?

By hiring your own Huntington Beach appraisal specialists before listing your house or submitting your Short Sale request.

As a Huntington Beach Short Sale Real Estate Agent, I always encourage homeowners to secure their own inspections before listing their property. Appraisal inspections are crucial to ensuring a smooth transaction, and you may find that an inspection uncovers some simple repairs or changes that will improve the marketability of your home.

There is not much a homeowner can do to ensure that their home is appraised close to the Short Sale price. Most homeowner-secured appraisers try to be objective when appraising a home’s value and may rely on older housing data or area information to value the property effectively. When comparing your appraisal to that of the lender or buyer, you may find that your home’s value can span from less than sales price to more than the sales price based on similar information about your house and local area.

So, Are Home Appraisals Subjective?

Home values quoted on appraisals can be different for many reasons. In light of the recent housing market crash and the flood of foreclosed homes, a lack of comparable homes, or even a house listed in an area where housing prices have dipped well below market value have an effect on the appraised value.

If you have updated or renovated your home in an area where most of the homes are not similar, this could also affect the appraised value. Proximity to schools, amenities, transportation, flood zones, are also considered. And the biggest mistake of all is using an appraiser from outside the Huntington Beach area who may not be familiar with the local market.

Who Benefits the Most from a Home Appraisal?

The fact is homeowners and lenders use appraisals in very different ways. Ultimately, an appraisal is a third-party assessment of value requested and used by the buyer’s lender to determine what the loan amount should be. During a Short Sale, a low appraisal could help both the seller and the buyer, but may be scrutinized by the lender.

For the homebuyer, the appraised price is what the lender is willing to loan on the property and therefore can affect the buyer’s ability to purchase. The problem arises for both buyer and seller when the lender and seller appraisal discrepancy is too large. This could result in a request for a second appraisal, which would delay the contract, or it could even cause the buyer or the lender to cancel the contract.

How Can You Be Sure Your Huntington Beach Short Sale is Priced Properly?

Hiring a Huntington Beach Short Sale Real Estate Agent who knows the area well, understands home valuation and watches recent sales, is the first step in ensuring your home appraisal goes well. You can ask your agent to meet you at your home and go over the appraisal procedure with you, or even be present during the appraisal.

Home appraisals are often unpredictable. When you choose to Short Sale your Huntington Beach home, where home values are often higher than in other Southern California areas, you may be surprised by the outcome of your appraisal.

No matter what action you take to avoid foreclosure, getting a home appraisal completed, before your buyer or lender do, will help you to determine your next step.

If you have more questions about Short Sale appraisals, feel free to contact me at (714) 500-3302 or email me atgantryw@teamgantry.com

Sincerely,

Gantry Wilson
Broker
Star Real Estate
19440 Goldenwest
Huntington Beach, CA 92648
714-500-3302 Office
714-264-4626 Cell
714-908-8294 Fax

#1 Star Agent for 2009, 2008 & 2007
Top 1% of ALL Orange County Realtors for 2009
Top 1% of ALL US Realtors for 2009

SEARCH OVER 25,000 LISTINGS on my website at:www.GantryWilson.com

Well, just head over to Esteemed Lending Services and Apply Today:http://wemarket4u.net/esteemed/

Think it’s that easy? Maybe you should wait a second and read this:

Esteemed Lending isn’t a real mortgage lender at all.

It’s a fictitious lending company created by the Federal Trade Commission (FTC).

Why did they create a site that guarantees a loan to fit every situation?

To teach mortgage and loan seekers that there are people out there who are equipped with the knowledge and resources to take advantage of them.

More than 3,500 people searched for keywords leading them to Esteemed Lending Services, within the first 60 days of their nonexistence.  That’s 3,500 people who could have been scammed in the last two months alone. This is an indication that the market meltdown has left many people still searching for a solution to their money problems.

Just click through the site and you’ll find a number of places that admit the site is not real. You won’t find that on a scammers website. It’s more likely that you won’t find out until it’s too late.

If you are looking for a loan, it’s still worth checking out the Esteemed Lender site to educate yourself. The FTC offer a list of red flags to warn you of how you could easily become a victim of mortgage fraud.

Following are just a few of the common red flags:

•      Paying Upfront fees. Honest lenders don’t ask for money until you close. A credit check is the only thing you will need to pay in advance. The lender might also want you to pay for an appraisal, but you can demand that the appraisal be payable at closing.

•      Outlandish False claims. If an offer sounds too good to be true, it usually is. In the loan and mortgage world, a once-in-a-lifetime deal and that you need to snatch up in an instant is rarely real. Is your mortgage really something you’d rush into without thinking? Especially when you’re signing for 30 years?

If you’ve never heard of the company, run the proposal by a trusted third party, such as your accountant, lawyer or tax preparer, just to be safe.

•      Legal Looking Copycats. Beware of official-sounding names, logos and websites. Scammers give their fake companies names that appear to be well-known, respected firms or government licensed agencies.

•      Lack of a License. Lenders and brokers are now required by federal law to register or be licensed in the states where they do business. Check with the state regulatory body that oversees the mortgage business to be sure the company you are dealing with exists and is licensed.

If you have more questions about mortgages and trusted lenders, feel free to contact me at (714) 500-3302 or email me at gantryw@teamgantry.com

Sincerely,

Gantry Wilson
Broker
Star Real Estate
19440 Goldenwest
Huntington Beach, CA 92648
714-500-3302 Office
714-264-4626 Cell
714-908-8294 Fax

#1 Star Agent for 2009, 2008 & 2007
Top 1% of ALL Orange County Realtors for 2009
Top 1% of ALL US Realtors for 2009

SEARCH OVER 25,000 LISTINGS on my website at:www.GantryWilson.com